Use of this service offers several benefits to both the
merchant and the consumer:
The RCK process greatly improves the overall rate of recovering
funds for NSF checks because they are converted into electronic
transactions which settle faster than paper transactions.
NSF fees from your bank are reduced because your check returns
are electronically centralized and you are not charged if an RCK
transaction is returned a second or even a third time.
Our process allows your business to make the final decision when
deciding which paper NSF's are represented via RCK. This leaves
the RCK option open for use for all your paper NSF's or only when
you deem absolutely necessary.
The process is automated which allows you to reduce your handling
costs for NSF's while improving your recovery rates.
RCK LockBox gives you confidence when accepting paper checks from
customers. The power of RCK can recover NSF funds nationwide.
There is no software or hardware for you to buy or maintain. All
you need is a computer with an Internet connection. All the software
is run by our secure, encrypted servers.
Customers like RCK because they do not have to handle hassling
or embarrassing telephone calls or letters and their NSF issue gets
resolved quickly and easily.
